Business loans — the faster, easier way.
Apply for an OnDeck Term Loan or Line of Credit in minutes.
10-Minute
application process and fast funding
$15 Billion
delivered to U.S. businesses
A+ Rating
with the Better Business Bureau
Take your business to the next level.
When you run a small business, you know that access to funding is the key to success. Whether it’s for equipment, inventory, payroll, or just some extra working capital, the old saying rings true: It takes money to make money.
But there’s another thing many business owners find true — getting a business loan from a traditional bank can be hard. With so much paperwork and a lengthy review process, it can take days, weeks, or sometimes even months to get financing — if you’re approved at all.
OnDeck is an online small business lender that doesn’t waste your time. When you apply with us, you’ll be chatting with one of our U.S.-based loan advisors in no time. Most applications require basic information and three business bank statements to receive a decision. If approved, you can get your funds as soon as the same business day.†
Put our funding options to work for you.
OnDeck Line of Credit
A revolving credit line you can draw from 24/7 to receive funds within seconds.*
- Credit limits from $6K - $100K
- 12-month repayment term
- Great for ongoing business needs
OnDeck Term Loan
A one-time lump sum of cash with an eventual option to apply for more.
- Loan amounts from $5K - $250K
- Repayment terms up to 24 months
- Great for larger investments in your business
Business funding that moves at your speed.
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Step 1
Complete the application.
Our streamlined process is designed to be completed in just minutes.
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Step 2
Get a decision.
We’ll let you know if you qualify for our term loan, line of credit or both. If approved, you can then choose your loan amount and repayment terms.
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Step 3
Receive your funds.
Sign your contract and get funds as soon as the same day.†
Uses and benefits of small business loans.
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Launching your business. It’s no secret: Opening a business can be expensive. A small business loan can provide the money you need to get off the ground.
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Funding growth. Growth requires investment. Expand to a new location, launch a marketing campaign or hire additional staff.
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Buying equipment. Equipment can come with a hefty price tag. One solution for avoiding significant upfront costs is equipment financing. A small business loan can finance new purchases to grow your business — or fund a replacement when you need it most.
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Bridging cash flow gaps. A small business loan can provide financing to cover seasonal slowdowns or other gaps in cash flow.
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Boosting working capital. Surprise opportunity? Don’t miss out just because you don’t have money on hand. Or boost your working capital to manage unexpected setbacks.
Are we a match? Check our minimum requirements.**
1 Year
in business
625
personal FICO® score
$100K
business annual revenue
Business
checking account
We’re fluent in small business — and ready to take your call.
You don’t need to be an expert on small business loans. Our team of
(888) 269-4246
Monday – Friday
9:30 a.m. – 7:30 p.m. ET
