Business funding up to $400K — built for simplicity.

Apply in minutes. Get funds as soon as 24 hours later.^†

Why do you need funding?

Manage cash flow Buy equipment

Grow my business Cover business expenses

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Recognized as “Best for Short-Term Loans” by industry experts.

Funding options built to work for you.

OnDeck Line of Credit

A revolving credit line you can draw from 24/7 to receive funds within seconds.^*

Credit limits from $6K - $200K
Flexible repayment terms of 12, 18 or 24 months
Great for keeping funds on hand

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OnDeck Term Loan

A one-time lump sum of cash with an eventual option to apply for more.

Loan amounts from $5K - $400K
Repayment terms up to 24 months
Great for larger investments in your business

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150K+ Businesses
funded since 2006

$15 Billion
delivered across the U.S.

A+ Rating
with the Better Business Bureau

See why business owners choose us.

Easy process

You can work with OnDeck directly from application to funding, without going through a third party.

Fast funding

Lines of credit can fund instantly.^* Term loans can fund the same day.^†

No hard credit pulls

Check your eligibility without affecting your credit score.

What can you do with funding from OnDeck?

Enjoy the benefits of working directly with OnDeck. No matter your goal, our in-house loan advisors can help you choose a financing solution — no middleman or delays.

Purchase inventory
Cover payroll
Expand or renovate
Launch marketing campaigns

Stabilize cash flow
Upgrade equipment
Hire more employees
Consolidate business debt

Funding that moves at your speed.

Step 1

Complete the application.

Our streamlined process is designed to be completed in just minutes.
Step 2

Get a decision.

Work with an expert loan advisor to choose the best option for you.
Step 3

Receive your funds.

Sign your contract and get funds as soon as the same day.^†